NEW YORK — For most of the past six months, David Rolfe has been teaching the world to make more money and keep more of their money.
Rolfe is the founder of the Certified Financial Planner (CFP), a certification program that trains financial planners to understand their clients’ financial needs and how to optimize their financial plans to achieve optimal results.
“There is a huge disconnect in the marketplace between the way people think about their own financial situation and the way they think about financial planning,” Rolfer said.
“There’s a disconnect in our world.”
Rolfer and his colleagues have developed a training program that teaches financial planners how to identify and manage their clients financial problems and then help them make better financial decisions.
The program is being used by more than 100 million people, according to the CFP website.
The training program was developed by the CFA Institute, a nonprofit organization that seeks to improve the financial literacy of Americans and other leaders around the world.
The CFP training program, called CFP for a Purpose, offers an intensive three-week course to anyone with an average income and a few years of experience in financial planning.
This includes the Certified Planner Certificate Program, the CPA and the Certified Business Planner, among others.CFP for Purpose includes a video course in the subject of financial planning and a video on the CBA, among other topics.CFA Institute is part of the CGC, which is a non-profit organization that offers financial education.
The CGC also offers a training course on the principles and methodology of financial analysis, according.
Ralfe is one of several people who have been helping people understand financial problems, which have been the cause of a surge in joblessness.
In January, the U.S. unemployment rate climbed to 7.4 percent, the highest since November 2009, according the Bureau of Labor Statistics.
About 1.4 million Americans are unemployed, according U.K. government data.
“When I saw the unemployment numbers, it hit me,” Ralfe said.
We saw a huge spike in job loss, and we thought, Well, it could be the start of the end.
I’m very much concerned.
And so are a lot of other people, like me.
“Ralfes job is at risk as well, with the unemployment rate in the United States climbing from 3.6 percent in January to 5.1 percent in February, according data from the Bureau for Labor Statistics (BLS).
Rolfes son is also struggling, and the family is looking to help him out.
He’s a registered nurse who has been taking courses to help educate other people with the same problem.
Rufe said he sees people struggle with their finances because of a lack of resources, the lack of awareness and the lack for people to help out.
He said people are struggling to save and are not being financially prepared for a hard landing.”
They need to be financially prepared to survive, they need to have an investment in themselves,” he said.
I think that we’ve had a lot more people who’ve had to put their families on the line, put their careers on theline.
I think we’ve also had a very big increase in the number of people in debt, with more and more people feeling they can’t get ahead.
My goal is to help people realize that, ‘OK, I’m in this together,'” Rolfes said.
Ruffie is the CEO of an online company called Aventura Financial that specializes in providing online financial education to individuals and families.
Rolfs company is also working on a certification for financial planners.
Aventura is also trying to make money, too, through the sales of financial services products.
Ruffies company has over 1,200 clients and has been selling online financial planning products to companies such as Bank of America, AT&T, Chase, JPMorgan Chase and Wells Fargo.
About $1.3 billion of that is being sold to individuals through Aventurals sales, Rolf said.